How to pay by chat

Paying someone should be as easy as messaging them. With pay-by-chat you can send money, request money, and settle up without leaving the conversation.

Send in a tap. Money moves inside the thread, with a clear receipt both people can see.

Ask and get paid. Send a request with a note, and the other person just taps Pay.

Find anyone fast. Look someone up by email, name, or phone — no account numbers to copy.

Every payment shows who it's going to, so it's always clear you're paying a real person — not sending into the void.