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Banking services, e-commerce, life sciences and other activities engaged in by ChowBanQ Corp, is backed up by The Bank Of America, Member FDIC. ChowPay, ChowbanQ direct debit Visa card, ChowBanQ small business Debit Card is issued by ChowbanQ Corp pursuant to license by VISA USA and it’s ACH, and may be used at ATM’s, at retail stores, and everywhere VISA Direct Debit card is accepted worldwide